@import url('https://fonts.googleapis.com/css2?family=Barlow:wght@300;400;500;600;700;800;900&display=swap');

:root {
    --brand-dark: #041b2d;
    --brand-primary: #0a7ac8;
    --brand-secondary: #0f3f63;
    --brand-accent: #f8b400;
    --text-body: #1f2a34;
    --text-muted: #4f5b66;
    --bg-light: #f4f6f8;
    --border: #dbe2ea;
    --success: #108a47;
    --error: #c62828;
}

*,
*::before,
*::after {
    box-sizing: border-box;
    font-family: 'Barlow', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

body {
    margin: 0;
    font-family: 'Barlow', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    background-color: #fff;
    color: var(--text-body);
    line-height: 1.6;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    width: min(1200px, 92vw);
    margin: 0 auto;
}

.site-header {
    background: #ffffff;
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 1px solid rgba(219, 226, 234, 0.4);
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.04);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.site-header::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(10, 122, 200, 0.2), transparent);
}

.header-wrapper {
    padding: 0;
}

.header-content {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 2.5rem;
    padding: 1.5rem 0;
    position: relative;
}

/* Brand Section */
.brand {
    display: flex;
    align-items: center;
    gap: 1rem;
    text-decoration: none;
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    flex-shrink: 0;
}

.brand:hover {
    transform: translateX(2px);
}

.brand-icon {
    flex-shrink: 0;
    position: relative;
}

.brand-icon svg {
    filter: drop-shadow(0 2px 8px rgba(10, 122, 200, 0.2));
    transition: transform 0.3s ease;
}

.brand:hover .brand-icon svg {
    transform: scale(1.05);
}

.brand-info {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
}

.brand-text {
    font-size: 1.5rem;
    font-weight: 800;
    letter-spacing: -0.03em;
    background: linear-gradient(135deg, #041b2d 0%, #0a7ac8 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.2;
}

.brand-tagline {
    font-size: 0.7rem;
    font-weight: 500;
    color: var(--text-muted);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    line-height: 1;
}

/* Navigation */
.main-nav {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.25rem;
    flex-wrap: wrap;
    justify-self: center;
    width: 100%;
    max-width: 900px;
}

.nav-item {
    padding: 0.7rem 1.5rem;
    border-radius: 10px;
    text-decoration: none;
    color: var(--text-body);
    font-weight: 600;
    font-size: 0.95rem;
    letter-spacing: -0.01em;
    transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    white-space: nowrap;
}

.nav-item::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: 10px;
    background: linear-gradient(135deg, rgba(10, 122, 200, 0.08) 0%, rgba(15, 63, 99, 0.05) 100%);
    opacity: 0;
    transition: opacity 0.25s ease;
}

.nav-item:hover {
    color: var(--brand-primary);
    transform: translateY(-1px);
}

.nav-item:hover::before {
    opacity: 1;
}

.nav-item.current {
    background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-secondary) 100%);
    color: #fff;
    box-shadow: 0 2px 8px rgba(10, 122, 200, 0.2);
}

.nav-item.current::before {
    opacity: 0;
}

.nav-item span {
    position: relative;
    z-index: 1;
}

/* Dropdown Menu */
.nav-dropdown {
    position: relative;
}

.nav-dropdown-toggle {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
    border: none;
    background: none;
    font: inherit;
    color: inherit;
    padding: 0.7rem 1.5rem;
}

.nav-dropdown-toggle .dropdown-icon {
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.nav-dropdown.active .nav-dropdown-toggle .dropdown-icon {
    transform: rotate(180deg);
}

.nav-dropdown.active .nav-dropdown-toggle,
.nav-dropdown-toggle:hover {
    color: var(--brand-primary);
}

.nav-dropdown-menu {
    position: absolute;
    top: calc(100% + 0.5rem);
    left: 0;
    background: #ffffff;
    border-radius: 12px;
    box-shadow: 0 8px 24px rgba(4, 27, 45, 0.12), 0 0 0 1px rgba(219, 226, 234, 0.5);
    padding: 0.5rem;
    min-width: 200px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 1000;
}

.nav-dropdown.active .nav-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.nav-dropdown-item {
    display: block;
    padding: 0.75rem 1.25rem;
    border-radius: 8px;
    text-decoration: none;
    color: var(--text-body);
    font-weight: 500;
    font-size: 0.9rem;
    transition: all 0.2s ease;
}

.nav-dropdown-item:hover {
    background: rgba(10, 122, 200, 0.08);
    color: var(--brand-primary);
}

.nav-dropdown-item.current {
    background: linear-gradient(135deg, rgba(10, 122, 200, 0.1) 0%, rgba(15, 63, 99, 0.08) 100%);
    color: var(--brand-primary);
    font-weight: 600;
}

/* Header Actions */
.header-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex-shrink: 0;
}

.header-contact {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.contact-link {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: rgba(10, 122, 200, 0.08);
    color: var(--brand-primary);
    transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(10, 122, 200, 0.15);
}

.contact-link:hover {
    background: var(--brand-primary);
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(10, 122, 200, 0.25);
}

.language-switcher {
    display: flex;
    align-items: center;
}

.language-switcher select {
    border: 1px solid rgba(219, 226, 234, 0.8);
    border-radius: 8px;
    padding: 0.5rem 0.75rem;
    font: inherit;
    font-size: 0.85rem;
    font-weight: 600;
    background: #fff;
    color: var(--text-body);
    cursor: pointer;
    transition: all 0.25s ease;
    min-width: 60px;
}

.language-switcher select:hover {
    border-color: var(--brand-primary);
    background: rgba(10, 122, 200, 0.05);
}

.language-switcher select:focus {
    outline: none;
    border-color: var(--brand-primary);
    box-shadow: 0 0 0 3px rgba(10, 122, 200, 0.1);
}

.btn.online-banking {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-secondary) 100%);
    color: #fff;
    padding: 0.75rem 1.75rem;
    border-radius: 12px;
    font-weight: 700;
    font-size: 0.9rem;
    letter-spacing: -0.01em;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border: none;
    box-shadow: 0 4px 14px rgba(10, 122, 200, 0.25);
    position: relative;
    overflow: hidden;
}

.btn.online-banking::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, var(--brand-secondary) 0%, var(--brand-dark) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.btn.online-banking:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(10, 122, 200, 0.35);
}

.btn.online-banking:hover::before {
    opacity: 1;
}

.btn.online-banking span {
    position: relative;
    z-index: 1;
}

.btn.online-banking svg {
    flex-shrink: 0;
    position: relative;
    z-index: 1;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: rgba(10, 122, 200, 0.08);
    border: 1px solid rgba(10, 122, 200, 0.15);
    border-radius: 10px;
    cursor: pointer;
    padding: 0.7rem;
    width: 44px;
    height: 44px;
    justify-content: center;
    align-items: center;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.mobile-menu-toggle:hover {
    background: rgba(10, 122, 200, 0.12);
    border-color: rgba(10, 122, 200, 0.25);
    transform: scale(1.05);
}

.mobile-menu-toggle span {
    width: 22px;
    height: 2.5px;
    background: linear-gradient(90deg, var(--brand-primary), var(--brand-secondary));
    border-radius: 3px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border-width: 0;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    padding: 0.65rem 1.4rem;
    font-weight: 600;
    border: 1px solid transparent;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.btn.primary {
    background: var(--brand-primary);
    color: #fff;
    box-shadow: 0 10px 20px rgba(10, 122, 200, 0.18);
}

.btn.ghost {
    border-color: var(--brand-primary);
    color: var(--brand-primary);
}

.btn:hover {
    transform: translateY(-2px);
}

.hero {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2.4rem;
    padding: 6rem 0 5rem;
    align-items: center;
    background: linear-gradient(135deg, rgba(10, 122, 200, 0.03) 0%, rgba(15, 63, 99, 0.05) 100%);
    border-radius: 0 0 40px 40px;
    margin-bottom: 2rem;
}

.hero .eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.2em;
    font-weight: 600;
    color: var(--brand-primary);
    font-size: 0.75rem;
}

.hero h1 {
    font-size: clamp(2.2rem, 5vw, 3.4rem);
    margin-bottom: 1rem;
}

.hero-card {
    background: linear-gradient(135deg, var(--brand-dark) 0%, var(--brand-secondary) 100%);
    color: #fff;
    border-radius: 24px;
    padding: 2rem;
    box-shadow: 0 20px 60px rgba(4, 27, 45, 0.4), 0 0 0 1px rgba(255, 255, 255, 0.1);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.hero-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 25px 70px rgba(4, 27, 45, 0.5), 0 0 0 1px rgba(255, 255, 255, 0.15);
}

.hero-card ul {
    list-style: none;
    padding: 0;
    margin: 1rem 0 0;
}

.hero-card li {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.75rem 0;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
}

.section-header h2 {
    font-size: clamp(1.8rem, 4vw, 2.5rem);
    margin-bottom: 0.75rem;
    background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-secondary) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.features {
    padding: 4rem 0;
}

.features-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
    margin-top: 2rem;
}

.feature-image-wrapper {
    display: flex;
    justify-content: center;
}

.security-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.security-text {
    order: 1;
}

.security-image {
    order: 2;
}

.feature-grid {
    margin-top: 2rem;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 1.5rem;
}

.feature-grid article {
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 2rem;
    background: linear-gradient(135deg, #fff 0%, var(--bg-light) 100%);
    min-height: 150px;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
}

.feature-grid article:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    border-color: var(--brand-primary);
}

.products {
    padding: 4rem 0;
    background: linear-gradient(135deg, rgba(10, 122, 200, 0.02) 0%, rgba(15, 63, 99, 0.03) 100%);
    border-radius: 40px;
    margin: 2rem 0;
}

.product-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1.5rem;
}

.product-grid article {
    background: linear-gradient(135deg, #fff 0%, var(--bg-light) 100%);
    padding: 2rem;
    border-radius: 20px;
    border: 1px solid var(--border);
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
}

.product-grid article::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--brand-primary), var(--brand-accent));
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.product-grid article:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 32px rgba(10, 122, 200, 0.15);
    border-color: var(--brand-primary);
}

.product-grid article:hover::before {
    transform: scaleX(1);
}

.product-grid .rate {
    display: inline-block;
    margin-top: 1rem;
    font-weight: 600;
    color: var(--brand-secondary);
}

.security {
    padding: 4rem 2rem;
    background: linear-gradient(135deg, var(--bg-light) 0%, rgba(10, 122, 200, 0.05) 100%);
    border-radius: 32px;
    margin: 3rem 0;
    border: 1px solid var(--border);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);
}

.security-list {
    list-style: none;
    padding: 0;
    margin-top: 1.5rem;
}

.security-list li {
    padding: 0.65rem 0;
    border-top: 1px solid var(--border);
}

.testimonials {
    padding: 3rem 0;
}

.testimonial-card {
    border-radius: 24px;
    border: 1px solid var(--border);
    padding: 2.5rem;
    font-style: italic;
    background: linear-gradient(135deg, #fff 0%, var(--bg-light) 100%);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s ease;
    position: relative;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 1rem;
    left: 1.5rem;
    font-size: 4rem;
    color: var(--brand-primary);
    opacity: 0.2;
    font-family: 'Barlow', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.1);
}

.faq {
    padding: 3rem 0;
}

.faq-list details {
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 1rem 1.25rem;
    margin-bottom: 1rem;
    background: #fff;
}

.contact {
    padding: 3rem 0 4rem;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2rem;
}

.contact-form {
    display: grid;
    gap: 1rem;
}

.contact-form label {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
    font-weight: 500;
}

.contact-form input,
.contact-form textarea {
    padding: 0.75rem;
    border: 1px solid var(--border);
    border-radius: 10px;
    font: inherit;
}

.alert {
    border-radius: 12px;
    padding: 0.9rem 1rem;
    font-weight: 600;
}

.alert.success {
    background: rgba(16, 138, 71, 0.1);
    color: var(--success);
}

.alert.error {
    background: rgba(198, 40, 40, 0.1);
    color: var(--error);
}

.site-footer {
    background: var(--brand-dark);
    color: rgba(255, 255, 255, 0.85);
    margin-top: 4rem;
}

.footer-main {
    padding: 4rem 0 3rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 2.5rem;
}

.footer-col h3 {
    color: #fff;
    font-size: 1.1rem;
    font-weight: 600;
    margin: 0 0 1.25rem;
}

.footer-brand {
    grid-column: span 1;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.footer-logo strong {
    color: #fff;
    font-size: 1.2rem;
    font-weight: 700;
}

.footer-tagline {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.footer-social-title {
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 0.75rem;
    font-weight: 500;
}

.social-links {
    display: flex;
    gap: 0.75rem;
}

.social-link {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.8);
    transition: all 0.2s ease;
}

.social-link:hover {
    background: var(--brand-primary);
    color: #fff;
    transform: translateY(-2px);
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.75);
    font-size: 0.9rem;
    transition: color 0.2s ease;
}

.footer-links a:hover {
    color: #fff;
    padding-left: 4px;
}

.footer-contact-info {
    list-style: none;
    padding: 0;
    margin: 0 0 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-contact-info li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    color: rgba(255, 255, 255, 0.75);
    font-size: 0.9rem;
}

.footer-contact-info svg {
    flex-shrink: 0;
    margin-top: 2px;
}

.footer-contact-info a {
    color: rgba(255, 255, 255, 0.75);
    transition: color 0.2s ease;
}

.footer-contact-info a:hover {
    color: #fff;
}

.footer-newsletter {
    margin-top: 1.5rem;
}

.footer-newsletter h4 {
    color: #fff;
    font-size: 0.95rem;
    font-weight: 600;
    margin: 0 0 0.75rem;
}

.newsletter-form {
    display: flex;
    gap: 0.5rem;
    flex-wrap: wrap;
}

.newsletter-form input {
    flex: 1;
    min-width: 200px;
    padding: 0.65rem 1rem;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.1);
    color: #fff;
    font: inherit;
    font-size: 0.9rem;
}

.newsletter-form input::placeholder {
    color: rgba(255, 255, 255, 0.5);
}

.newsletter-form input:focus {
    outline: none;
    border-color: var(--brand-primary);
    background: rgba(255, 255, 255, 0.15);
}

.newsletter-form .btn {
    padding: 0.65rem 1.2rem;
    font-size: 0.9rem;
    white-space: nowrap;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 2rem 0;
    background: rgba(0, 0, 0, 0.2);
}

.footer-bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1.5rem;
}

.footer-regulatory {
    flex: 1;
    min-width: 250px;
}

.footer-regulatory p {
    margin: 0.25rem 0;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
}

.footer-license {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.6);
}

.footer-copyright {
    text-align: right;
    flex: 1;
    min-width: 250px;
}

.footer-copyright p {
    margin: 0.25rem 0;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
}

.footer-disclaimer {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.6);
    margin-top: 0.5rem;
}

@media (max-width: 1024px) {
    .header-content {
        grid-template-columns: auto 1fr auto;
        gap: 1.5rem;
        padding: 1.25rem 0;
    }

    .brand-info {
        display: none;
    }

    .brand-icon svg {
        width: 40px;
        height: 40px;
    }

    .main-nav {
        display: none;
        position: absolute;
        top: calc(100% + 0.5rem);
        left: -1.5rem;
        right: -1.5rem;
        background: #ffffff;
        flex-direction: column;
        padding: 2rem 1.5rem;
        box-shadow: 0 8px 32px rgba(4, 27, 45, 0.12);
        border-top: 1px solid rgba(219, 226, 234, 0.6);
        gap: 0.75rem;
        z-index: 999;
        width: calc(100% + 3rem);
        border-radius: 0 0 20px 20px;
        animation: slideDown 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    }

    @keyframes slideDown {
        from {
            opacity: 0;
            transform: translateY(-10px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }

    .main-nav.active {
        display: flex;
    }

    .nav-item {
        width: 100%;
        text-align: left;
        padding: 0.85rem 1.25rem;
    }

    .nav-dropdown {
        width: 100%;
    }

    .nav-dropdown-toggle {
        width: 100%;
        text-align: left;
        padding: 0.85rem 1.25rem;
        justify-content: space-between;
    }

    .nav-dropdown-menu {
        position: static;
        opacity: 0;
        visibility: hidden;
        max-height: 0;
        overflow: hidden;
        transform: none;
        box-shadow: none;
        border: none;
        padding: 0;
        margin: 0;
        background: rgba(10, 122, 200, 0.03);
        border-radius: 8px;
        transition: all 0.3s ease;
    }

    .nav-dropdown.active .nav-dropdown-menu {
        opacity: 1;
        visibility: visible;
        max-height: 500px;
        padding: 0.5rem 0 0.5rem 1.5rem;
        margin-top: 0.25rem;
    }

    .nav-dropdown-item {
        padding: 0.65rem 1rem;
    }

    .header-actions {
        gap: 0.75rem;
    }

    .header-contact {
        gap: 0.5rem;
    }

    .contact-link {
        width: 36px;
        height: 36px;
    }

    .btn.online-banking {
        padding: 0.65rem 1.25rem;
        font-size: 0.85rem;
    }

    .btn.online-banking span {
        display: none;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    .mobile-menu-toggle.active {
        background: var(--brand-primary);
        border-color: var(--brand-primary);
    }

    .mobile-menu-toggle.active span {
        background: #fff;
    }

    .mobile-menu-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translate(7px, 7px);
    }

    .mobile-menu-toggle.active span:nth-child(2) {
        opacity: 0;
        transform: translateX(-10px);
    }

    .mobile-menu-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translate(7px, -7px);
    }
}

@media (max-width: 640px) {
    .header-content {
        grid-template-columns: auto 1fr;
        gap: 1rem;
        padding: 1rem 0;
    }

    .brand-icon svg {
        width: 36px;
        height: 36px;
    }

    .main-nav {
        left: -1rem;
        right: -1rem;
        width: calc(100% + 2rem);
        padding: 1.5rem 1rem;
        max-height: calc(100vh - 100px);
        overflow-y: auto;
    }

    .header-actions {
        grid-column: 2;
        justify-self: end;
        gap: 0.5rem;
    }

    .header-contact {
        display: none;
    }

    .btn.online-banking {
        padding: 0.6rem 1rem;
    }

    .btn.online-banking svg {
        width: 18px;
        height: 18px;
    }
}

/* Hero Slider */
.hero-slider {
    position: relative;
    width: 100%;
    height: 600px;
    overflow: hidden;
    margin-bottom: 2rem;
}

.slider-container {
    position: relative;
    width: 100%;
    height: 100%;
}

.slider-track {
    display: flex;
    width: 300%;
    height: 100%;
    transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}

.slide {
    width: 33.333%;
    height: 100%;
    flex-shrink: 0;
    position: relative;
}

.slide-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    height: 100%;
    align-items: center;
}

.slide-image {
    height: 100%;
    width: 100%;
}

.slide-text {
    padding: 4rem;
    background: rgba(255, 255, 255, 0.98);
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 1.5rem;
}

.slide-eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.2em;
    font-weight: 600;
    color: var(--brand-primary);
    font-size: 0.75rem;
}

.slide-text h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 700;
    color: var(--brand-dark);
    line-height: 1.2;
}

.slide-text p {
    font-size: 1.1rem;
    color: var(--text-muted);
    line-height: 1.7;
}

.slider-controls {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 100%;
    display: flex;
    justify-content: space-between;
    padding: 0 2rem;
    pointer-events: none;
}

.slider-btn {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: all 0.3s ease;
    pointer-events: all;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.slider-btn:hover {
    background: var(--brand-primary);
    color: #fff;
    transform: scale(1.1);
    box-shadow: 0 6px 16px rgba(10, 122, 200, 0.3);
}

.slider-dots {
    position: absolute;
    bottom: 2rem;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 0.75rem;
    z-index: 10;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    border: 2px solid rgba(255, 255, 255, 0.8);
    background: transparent;
    cursor: pointer;
    transition: all 0.3s ease;
    padding: 0;
}

.dot.active {
    background: #fff;
    width: 32px;
    border-radius: 6px;
}

/* Breadcrumb */
.breadcrumb {
    background: linear-gradient(135deg, var(--bg-light) 0%, rgba(10, 122, 200, 0.05) 100%);
    padding: 1.5rem 0;
    border-bottom: 1px solid var(--border);
}

.breadcrumb-content {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.breadcrumb-image {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--brand-primary);
    border-radius: 12px;
    color: #fff;
    flex-shrink: 0;
}

.breadcrumb-list {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    list-style: none;
    padding: 0;
    margin: 0;
    flex-wrap: wrap;
}

.breadcrumb-item {
    display: flex;
    align-items: center;
}

.breadcrumb-item a {
    color: var(--text-muted);
    text-decoration: none;
    font-size: 0.9rem;
    transition: color 0.2s ease;
}

.breadcrumb-item a:hover {
    color: var(--brand-primary);
}

.breadcrumb-item.active span {
    color: var(--brand-dark);
    font-weight: 600;
    font-size: 0.9rem;
}

.breadcrumb-separator {
    display: flex;
    align-items: center;
    color: var(--text-muted);
    opacity: 0.5;
}

/* Image Sections */
.section-image {
    width: 100%;
    height: 400px;
    border-radius: 20px;
    object-fit: cover;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.image-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 1.5rem;
    margin: 2rem 0;
}

.image-card {
    position: relative;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s ease;
}

.image-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.image-card img {
    width: 100%;
    height: 250px;
    object-fit: cover;
}

.image-card-content {
    padding: 1.5rem;
    background: #fff;
}

.feature-image {
    width: 100%;
    max-width: 500px;
    height: 300px;
    border-radius: 16px;
    object-fit: cover;
    margin: 2rem 0;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

@media (max-width: 768px) {
    .hero-slider {
        height: 500px;
    }

    .slide-content {
        grid-template-columns: 1fr;
    }

    .slide-image {
        height: 200px;
    }

    .slide-text {
        padding: 2rem;
    }

    .slider-controls {
        padding: 0 1rem;
    }

    .slider-btn {
        width: 40px;
        height: 40px;
    }

    .features-content,
    .security-content {
        grid-template-columns: 1fr;
    }

    .security-image {
        order: 1;
    }

    .security-text {
        order: 2;
    }

    .header-top {
        font-size: 0.8rem;
    }

    .header-top .container {
        flex-direction: column;
        gap: 0.5rem;
        align-items: flex-start;
    }

    .header-main .container {
        flex-wrap: wrap;
    }

    .brand {
        font-size: 1.1rem;
    }

    .hero {
        padding-top: 3rem;
    }

    .contact {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .footer-bottom-content {
        flex-direction: column;
        text-align: center;
        align-items: flex-start;
    }

    .footer-copyright {
        text-align: left;
    }

    .newsletter-form {
        flex-direction: column;
    }

    .newsletter-form input {
        min-width: 100%;
    }
}

.page-main {
    padding: 3rem 0 4rem;
}

.page-hero {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
    align-items: center;
}

.page-hero .eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.2em;
    font-weight: 600;
    color: var(--brand-primary);
    font-size: 0.75rem;
}

.page-hero h1 {
    font-size: clamp(2.1rem, 4vw, 3.1rem);
    margin-bottom: 1rem;
}

.page-hero-panel {
    border: 1px solid var(--border);
    border-radius: 18px;
    padding: 1.75rem;
    background: #fff;
    box-shadow: 0 20px 45px rgba(4, 27, 45, 0.08);
}

.page-hero-panel ul {
    list-style: none;
    margin: 1rem 0 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.page-hero-panel li strong {
    display: block;
    font-size: 1.4rem;
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.card-grid article {
    border: 1px solid var(--border);
    border-radius: 18px;
    padding: 1.5rem;
    background: #fff;
}

.process {
    padding: 3rem 0;
}

.process-steps {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 1.25rem;
}

.process-steps li {
    display: flex;
    gap: 1rem;
    border: 1px solid var(--border);
    border-radius: 16px;
    padding: 1.25rem;
    background: var(--bg-light);
}

.process-steps .step-index {
    font-weight: 700;
    color: var(--brand-primary);
    font-size: 1.2rem;
}

.cta-panel {
    margin-top: 3rem;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 2rem;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    background: #fff;
}

.timeline {
    padding: 3rem 0;
}

.timeline-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.timeline-year {
    font-weight: 700;
    color: var(--brand-primary);
    margin-bottom: 0.35rem;
}

.culture-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 1rem;
    margin-top: 1.5rem;
}

.culture-grid article {
    border-radius: 14px;
    border: 1px solid var(--border);
    padding: 1.25rem;
    background: var(--bg-light);
}

@media (max-width: 640px) {
    .cta-panel {
        flex-direction: column;
        align-items: flex-start;
    }
}